Replication data for: Let Them Have Choice: Gains from Shifting Away from Employer-Sponsored Health Insurance and toward an Individual Exchange
Principal Investigator(s): View help for Principal Investigator(s) Leemore Dafny; Kate Ho; Mauricio Varela
Version: View help for Version V1
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Project Citation:
Dafny, Leemore, Ho, Kate, and Varela, Mauricio. Replication data for: Let Them Have Choice: Gains from Shifting Away from Employer-Sponsored Health Insurance and toward an Individual Exchange. Nashville, TN: American Economic Association [publisher], 2013. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2019-10-13. https://doi.org/10.3886/E114813V1
Project Description
Summary:
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Most nonelderly Americans purchase health insurance through
their employers, which sponsor a limited number of plans. Using
a panel dataset representing over ten million insured lives, we estimate employees' preferences for different health plans and use the
estimates to predict their choices if more plans were made available
to them on the same terms, i.e., with equivalent subsidies and at
large-group prices. Using conservative assumptions, we estimate a
median welfare gain of 13 percent of premiums. A proper accounting
of the costs and benefits of a transition from employer-sponsored
to individually-purchased insurance should include this nontrivial
gain. (JEL G22, I13, J32)
Scope of Project
JEL Classification:
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G22 Insurance; Insurance Companies; Actuarial Studies
I13 Health Insurance, Public and Private
J32 Nonwage Labor Costs and Benefits; Retirement Plans; Private Pensions
G22 Insurance; Insurance Companies; Actuarial Studies
I13 Health Insurance, Public and Private
J32 Nonwage Labor Costs and Benefits; Retirement Plans; Private Pensions
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