Supplementary data for: Long-Term Impacts of Individual Development Accounts on Homeownership among Baseline Renters: Follow-Up Evidence from a Randomized Experiment

Principal Investigator(s):  View help for Principal Investigator(s) Michal Grinstein-Weiss; Michael Sherraden; William G. Gale ; William M. Rohe; Mark Schreiner; Clinton Key

Version:  View help for Version V1

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AEJPol-2011-0054_R1_psid_add_file.dta application/x-stata-dta 93.5 KB 07/10/2025 07:45:PM
AEJPol-2011-0054_R1_shared_data_file.dta application/x-stata-dta 192.5 KB 07/10/2025 07:26:AM

Project Citation: 

Grinstein-Weiss, Michal , Sherraden, Michael , Gale , William G., Rohe, William M. , Schreiner, Mark , and Key, Clinton . Supplementary data for: Long-Term Impacts of Individual Development Accounts on Homeownership among Baseline Renters: Follow-Up Evidence from a Randomized Experiment. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2025-07-10. https://doi.org/10.3886/E235722V1

Project Description

Summary:  View help for Summary We examine the long-term effects of a 1998-2003 randomized experiment in Tulsa, Oklahoma with Individual Development Accounts that offered low-income households 2:1 matching funds for housing down payments. Prior work shows that, among households who rented in 1998, homeownership rates increased more through 2003 in the treatment group than for controls. We show that control group renters caught up rapidly with the treatment group after the experiment ended. As of 2009, the program had an economically small and statistically insignificant effect on homeownership rates, the number of years respondents owned homes, home equity, and foreclosure activity among baseline renters. (JEL D14, H75, R21, R31)



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