Data and code for: COVID-19 and its impact on minority-owned banks
Principal Investigator(s): View help for Principal Investigator(s) Salvador Contreras, The University of Texas Rio Grande Valley; Amit Ghosh, Texas A&M International University
Version: View help for Version V1
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Project Citation:
Contreras, Salvador, and Ghosh, Amit. Data and code for: COVID-19 and its impact on minority-owned banks. Nashville, TN: American Economic Association [publisher], 2022. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2022-05-03. https://doi.org/10.3886/E166507V1
Project Description
Summary:
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Employing a difference-in-differences framework we examine the effect of COVID-19 on various performance metrics of minority-owned banks relative to peer banks. We find little evidence of worsening performance of minority-owned banks, except for Asian-owned banks. In some instances, minority banks show improved performance. We find a decline in non-performing single-family residential loans for Hispanic-owned banks. Moreover, minority banks have disbursed more PPP loans than their matched non-minority counterparts. Their resilient performance indicates that minority banks are well positioned to aid in the ongoing economic recovery.
Scope of Project
Subject Terms:
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Paycheck Protection Program;
Minority-owned banks;
COVID
JEL Classification:
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G21 Banks; Depository Institutions; Micro Finance Institutions; Mortgages
G21 Banks; Depository Institutions; Micro Finance Institutions; Mortgages
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