Data and code for "On the Impact of Federal Housing Policies on Racial Inequality"
Principal Investigator(s): View help for Principal Investigator(s) Omer Ali, Duke University
Version: View help for Version V1
| Name | File Type | Size | Last Modified |
|---|---|---|---|
| Data & Code package | 03/30/2022 04:41:PM |
Project Citation:
Ali, Omer. Data and code for “On the Impact of Federal Housing Policies on Racial Inequality.” Nashville, TN: American Economic Association [publisher], 2022. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2022-04-13. https://doi.org/10.3886/E164321V1
Project Description
Summary:
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Using data on the value of Federal Housing Administration mortgage insurance between 1935 and 1939, I estimate the effect of the agency’s program on racial disparities in home-ownership and home values. The distance between an FHA office and counties within its jurisdiction is used as an instrument. I find that insurance activity had a negligible effect on the racial gap in home-ownership, and a sizable effect on the gap in home values. Results suggest that while African American households continued to acquire homes, they may have chosen lower-priced properties as they lacked the same access to credit as White buyers.
Funding Sources:
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National Science Foundation. Directorate for Social, Behavioral and Economic Sciences (2105253)
Scope of Project
Subject Terms:
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Racial inequality;
housing market;
federal housing programs
JEL Classification:
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G51 Household Finance: Household Saving, Borrowing, Debt, and Wealth
H81 Governmental Loans; Loan Guarantees; Credits; Grants; Bailouts
N92 Regional and Urban History: U.S.; Canada: 1913-
R28 Urban, Rural, Regional, Real Estate, and Transportation Economics: Government Policy
G51 Household Finance: Household Saving, Borrowing, Debt, and Wealth
H81 Governmental Loans; Loan Guarantees; Credits; Grants; Bailouts
N92 Regional and Urban History: U.S.; Canada: 1913-
R28 Urban, Rural, Regional, Real Estate, and Transportation Economics: Government Policy
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