Replication data for: The Impacts of Microfinance: Evidence from Joint-Liability Lending in Mongolia

Principal Investigator(s): View help for Principal Investigator(s) Orazio Attanasio; Britta Augsburg; Ralph De Haas; Emla Fitzsimons; Heike Harmgart

Version: View help for Version V1

Name	File Type	Size	Last Modified
Analysis-files			10/12/2019 12:36:PM
LICENSE.txt	text/plain	14.6 KB	10/12/2019 08:36:AM

Project Citation:

Attanasio, Orazio, Augsburg, Britta, De Haas, Ralph, Fitzsimons, Emla, and Harmgart, Heike. Replication data for: The Impacts of Microfinance: Evidence from Joint-Liability Lending in Mongolia. Nashville, TN: American Economic Association [publisher], 2015. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2019-10-12. https://doi.org/10.3886/E113597V1

Project Description

Summary: We present evidence from a randomized field experiment in rural Mongolia to assess the poverty impacts of a joint-liability microcredit program targeted at women. We find a positive impact of access to group loans on female entrepreneurship and household food consumption but not on total working hours or income in the household. A simultaneously introduced individual-liability microcredit program delivers no significant poverty impacts. Additional results on informal transfers to families and friends suggest that joint liability may deter borrowers from using loans for noninvestment purposes with stronger impacts as a result. We find no difference in repayment rates between both types of microcredit. (JEL G21, I32, I38, J16, L26, O15, O16)

Scope of Project

JEL Classification:
      G21 Banks; Depository Institutions; Micro Finance Institutions; Mortgages
      I32 Measurement and Analysis of Poverty
      I38 Welfare, Well-Being, and Poverty: Government Programs; Provision and Effects of Welfare Programs
      J16 Economics of Gender; Non-labor Discrimination
      L26 Entrepreneurship
      O15 Economic Development: Human Resources; Human Development; Income Distribution; Migration
      O16 Economic Development: Financial Markets; Saving and Capital Investment; Corporate Finance and Governance

Related Publications

This study is un-published. See below for other available versions.

Published Versions

Export Metadata

Dublin Core

DDI 2.5

Report a Problem

Found a serious problem with the data, such as disclosure risk or copyrighted content? Let us know.

This material is distributed exactly as it arrived from the data depositor. ICPSR has not checked or processed this material. Users should consult the investigator(s) if further information is desired.