Usury Laws and Private Credit in Lima, Peru. Evidence from notarized records
Principal Investigator(s): View help for Principal Investigator(s) Luis Zegarra, CENTRUM Catolica Graduate Business School
Version: View help for Version V1
| Name | File Type | Size | Last Modified |
|---|---|---|---|
|
|
application/x-stata | 604.5 KB | 02/01/2017 06:07:AM |
|
|
application/vnd.openxmlformats-officedocument.wordprocessingml.document | 19.4 KB | 02/01/2017 05:46:AM |
Project Citation:
Project Description
I examine the impact of usury laws on the Peruvian credit market between 1825 and 1852. Using a new data set of nearly 2,000 loans from archival sources, I show that the repeal of colonial anti-usury laws in early 1833 had an important effect on the allocation of credit in Lima. It increased interest rates and promoted access to credit. Furthermore, lenders made loans with greater maturities after the repeal of usury laws.
Related Publications
Published Versions
Found a serious problem with the data, such as disclosure risk or copyrighted content? Let us know.
This material is distributed exactly as received from the data depositor. As of April 2026, depositors are required to submit study materials in accessible formats. ICPSR has not reviewed, checked, or processed this material. For additional information about the study, please contact the investigator(s) directly. If you have questions about the accessibility of materials distributed by ICPSR or require further assistance, please visit ICPSR's Accessibility Center.