Data and Code for: Resisting Social Pressure in the Household Using Mobile Money: Experimental Evidence on Microenterprise Investment in Uganda

Principal Investigator(s):  View help for Principal Investigator(s) Emma Riley, University of Michigan

Version:  View help for Version V3

Name File Type Size Last Modified
BRAC admin data raw.dta application/x-stata-dta 135.9 KB 07/08/2024 11:27:AM
BRAC admin data year raw.dta application/x-stata-dta 37.4 KB 07/09/2024 06:22:AM
BRMM MM records cleaned all.dta application/x-stata-dta 2 MB 07/09/2024 06:22:AM
BRMM MM records cleaned long.dta application/x-stata-dta 51.3 KB 07/09/2024 06:32:AM
BRMM MM records cleaned.dta application/x-stata-dta 999.6 KB 07/09/2024 06:22:AM
BRMM MM records.dta application/x-stata-dta 518.1 KB 07/08/2024 11:38:AM
baseline_cleaned.dta application/x-stata-dta 12.9 MB 07/09/2024 06:22:AM
baseline_disbursement_cleaned.dta application/x-stata-dta 11.7 MB 07/09/2024 06:22:AM
baseline_raw.dta application/x-stata-dta 6.5 MB 07/09/2024 06:21:AM
disbursement_raw.dta application/x-stata-dta 186 KB 02/02/2024 10:18:AM

Project Description

Summary:  View help for Summary I examine whether changing the form of disbursement of a microfinance loan enables female microfinance borrowers to overcome intra-household sharing pressure and grow their businesses. Using a field experiment with 3,000 borrowers in Uganda, I compare the disbursement of a loan as cash to disbursement onto a digital account. After 8 months, women who received their microfinance loan on the digital account had 11% higher ($70) business capital and 15% higher ($18)  profits compared to those who received their loan as cash. Impacts were greatest for women who experienced pressure to share money with others in the household at baseline.

Scope of Project

Subject Terms:  View help for Subject Terms microfinance; social sharing pressure; mobile money
JEL Classification:  View help for JEL Classification
      C93 Field Experiments
      D13 Household Production and Intrahousehold Allocation
      D14 Household Saving; Personal Finance
      J16 Economics of Gender; Non-labor Discrimination
      O12 Microeconomic Analyses of Economic Development
      O16 Economic Development: Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
Geographic Coverage:  View help for Geographic Coverage Uganda
Universe:  View help for Universe Female microfinance clients taking a new loan with BRAC Uganda at 7 branches in Kampala and Entebbe between January and June 2017.
Data Type(s):  View help for Data Type(s) administrative records data; survey data
Collection Notes:  View help for Collection Notes None


Methodology

Response Rate:  View help for Response Rate 90%
Sampling:  View help for Sampling Female microfinance clients taking a new loan who owned their own mobile phone. 
Data Source:  View help for Data Source Original survey data. Administrative records on loan outcomes and mobile money account use. 
Collection Mode(s):  View help for Collection Mode(s) face-to-face interview
Unit(s) of Observation:  View help for Unit(s) of Observation Individual

Related Publications

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Published Versions

V3 [2025-02-24]

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DDI 2.5

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