Replication data for: Assessing Financial Education: Evidence from Boot Camp

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Project Description

Summary: This study estimates the effects of Personal Financial Management Course attendance and enrollment assistance using a natural experiment in the US Army. New enlistees' course attendance reduces the probability of having credit account balances, average balances, delinquencies, and adverse legal actions in the first year after the course, but it has no effects on accounts in the second year or credit scores in either year. The course and its enrollment assistance substantially increase retirement savings rates and average monthly contributions, with effects that persist through at least two years. The course has no significant effects on military labor market outcomes. (JEL D14, I21, J45)

Scope of Project

Subject Terms: [Thrift Savings Plan, Ficial education, military, credit, retirement savings]

JEL Classification:
      D14 Household Saving; Personal Finance
      I21 Analysis of Education
      J45 Public Sector Labor Markets

Geographic Coverage: United States

Collection Notes: Data not available due to Privacy Act restritions.

Methodology

Unit(s) of Observation: Individual,

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Published Versions

V1 [2019-12-07]

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DDI 2.5

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