Replication data for: In Debt and Approaching Retirement: Claim Social Security or Work Longer?

Principal Investigator(s): View help for Principal Investigator(s) Barbara A. Butrica; Nadia S. Karamcheva

Name	File Type	Size	Last Modified
LICENSE.txt	text/plain	14.6 KB	12/07/2019 10:19:AM
aea-pnp-butrica-karamcheva-READ-ME.pdf	application/pdf	60.6 KB	12/07/2019 10:19:AM
analysis_debt_final.do	text/plain	54.3 KB	12/07/2019 10:19:AM
housing_data._zip	application/zip	404.1 KB	12/07/2019 10:19:AM
housing_markets-pull-data.do	text/plain	9.7 KB	12/07/2019 10:19:AM
hrs_descriptives_final.do	text/plain	5.5 KB	12/07/2019 10:19:AM

Project Citation:

Butrica, Barbara A., and Karamcheva, Nadia S. Replication data for: In Debt and Approaching Retirement: Claim Social Security or Work Longer? Nashville, TN: American Economic Association [publisher], 2018. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2019-12-07. https://doi.org/10.3886/E116448V1

Project Description

Summary: Over the past couple of decades, older Americans have become considerably more leveraged. This paper considers whether household debt affects the timing of retirement and Social Security benefit claiming. Using data from the Health and Retirement Study, we find that older adults with debt are more likely to work and less likely to receive Social Security benefits than those who are debt-free. Indebted adults are also more likely to delay fully retiring from the labor force and claiming their benefits. Among the sources of debt, mortgages have a stronger impact on older adults' behavior than do other sources of debt.

Scope of Project

JEL Classification:
      D14 Household Saving; Personal Finance
      H55 Social Security and Public Pensions
      J14 Economics of the Elderly; Economics of the Handicapped; Non-labor Market Discrimination
      J26 Retirement; Retirement Policies

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Published Versions

V1 [2019-12-07]

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